chapter 13 bankruptcy for Dummies
Our attorneys have submitted and handled actually 1000s of bankruptcy cases and we have been industry experts at guiding folks through the method and receiving you the relief you are entitled to.
Once you (or your law firm) file your paperwork, you’ll then get yourself a letter within the court docket clerk notifying you, your creditors, and also your court docket-appointed trustee that assortment things to do on your accounts are actually suspended. That means creditors will have to stop hounding you for payments.
File a strategy for repaying your creditors. You need to make this happen in just 14 days of submitting your petition. Underneath your prepare, you can pay normal amounts towards the trustee, generally monthly or biweekly.
Generally, Chapter thirteen purchases you time and energy to Obtain your monetary act alongside one another. It extends the amount of time You need to repay Everything you owe following the bankruptcy court docket challenges its ruling.
The Expense to file Chapter thirteen bankruptcy is made up of a $313 filing charge and costs billed by a bankruptcy attorney. As for files along with other info, you have to give:
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Chapter thirteen bankruptcy means that you can repay several of That which you owe by way of a court-ordered repayment strategy. The repayment strategy typically lasts among have a peek here three and five years.